Secure Your Retirement: Master Your 401(k) Rollover
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STILL NOT SURE?
Frequently Asked Questions
Have questions about your 401(k)? You're in the right place!
Question 1: Why is a 401(k) so important for my financial future?
For millions of Americans, a tax-deferred 401(k)—especially one with an employer match—is the key component and foundation of their retirement building strategy.
Question 2: What do I need to know before rolling over my 401(k)?
If you are considering a rollover, it is vital to have a strategy to do it safely and efficiently. You must bear in mind several specific rules and nuances, including:
• The 60-day distribution rule
• How to avoid IRS penalties and full taxation
• Associated costs and fees
• Your ability to take loans prior to retirement
• Your beneficiary and investment options
Question 3: When should I seek help with my 401(k)?
It is highly recommended to seek guidance if you are currently switching jobs or getting close to your actual retirement date.
Question 4: Why do I need a financial professional for a rollover?
A financial services professional has the specific experience needed to help you navigate the strict rules and complex nuances that govern 401(k) rollovers, ensuring your retirement savings are protected.
Question 5: How can I contact RAC Financial LLC for assistance?
You can reach RAC Financial LLC (Retirement Haven) by calling (732) 640-7627 or by emailing rac@retirement-haven.com.
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